Buyer Closing Costs

Buyer Closing Costs

IN THIS ARTICLE: What are closing costs? What fees can you expect at closing? How much are closing costs? How can home buyers avoid closing costs? What are closing costs? Closing costs are fees associated with your home purchase that are paid at the closing of a real estate transaction. Closing is the point in time when the […]

What is FHA?

What is FHA?

I hear a lot about the Federal Housing Administration, and much of it is simply wrong. “The FHA is the next subprime.” Untrue. “The FHA caused the housing crisis.” Also untrue. There is a lot of misinformation making the rounds, which helps neither brokers nor buyers. Here’s the low-down on what brokers or buyers’ agents […]

What to Expect

What to Expect

What to Expect from Your Real Estate Agent What can you expect from your agent? Plenty! (Or at least you should.) Buying or selling a home is right at the top of the list of major and exciting life changes. From making initial buying or selling decisions to closing, you should definitely know how an […]

Interviewing Buyer’s Agents

Interviewing Buyer’s Agents

Questions to Ask when Interviewing Buyer’s Agents Working with a Sales Professional means more than having an expert on your side. Your Sales Professional is your partner and sounding board, protecting your interests, making the process as convenient as possible and leading the way to your eventual home purchase. As you think about what you […]

Types of Mortgages

Types of Mortgages

Types of Home Loans When it comes to paying for your home, you have a wide range of financing options. Your home mortgage will likely come through a financial institution such as bank, or it may come through the seller. We can direct you to a mortgage expert who can help you sort through the […]

Property Buying Budget

Property Buying Budget

Figuring Your Housing Budget Have you ever shopped for clothes, furniture or gifts without a budget and later found that you had overspent? It’s easy to do, especially when looking at homes for sale. Obviously, staying on budget is very important when house hunting. That’s why you need a general idea of how much house […]

Get Pre-Approved

Get Pre-Approved

Preparing Your Finances Keep Your Money Where It Is It’s not wise to make any huge purchases or move your money around three to six months before buying a new property. You don’t want to take any big chances with your credit profile. Lenders need to see that you’re reliable and they want a complete […]

Buying A Property

Buying A Property

Buying a property is a significant and exciting decision. This section provides professional real estate advice from The Local Realty™ including helpful property buying tips. 1st Step | Understanding Real Estate on the Internet The Internet and real estate professionals are the top two resources most buyers turn to when searching for a property. For […]